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  My client purchased a house in Bentley Park back in 2012 for $277,920 and at the time he borrowed $250,000 or 89% of the valuation. Yes, he wasn’t happy about the Loan Mortgage Insurance and most people aren’t, but it’s a one off cost and it helps you to borrow more than 80% of the […]

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To save money, try swapping it instead of stopping! If you are anything like me when I was young, then you don’t think too much about saving. Apart from not saving much, I was a champion at blowing my dough. No one likes budgeting, but you’d be surprised just how much you unconsciously spend when […]

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Offset accounts and Redraw Facilities Offset accounts and redraw facilities are two home loan features that use any extra income or savings to reduce the balance of your loan. Which in turn, reduces your interest repayments which can help you to save thousands of dollars over the life of your loan. But while there are […]

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How your job profession can save you money on your home loan When it comes to saving on your mortgage, some of you may not have to look any further than your job. If your job is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may […]

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Some professions like Veterinarys, Dentists, Physiopherapists, Accountants, Lawyers and others can get home loan discounts, or particular loan types without fees, based on their professions. The benefits differ depending on specific professions. It depends on what industry the lenders decide to target as it’s a constantly changing situation, so what’s here today may not be around […]

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My client brought vacant commercial land in Bentley Park for $250,000-00 and signed a building contract to build a warehouse for $448,286-00. Unfortunately the valuation for the lender was returned lower at $590,000-00 not the inspected $700,000-00

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Are interest rates going to continue to rise? Economists believe that interest rates will rise, although the notes from the meeting in July by the Reserve Bank of Australia (RBA) revealing that the neutral real interest rate is 3.5% which is 200 basis points higher than the current rate of 1.5% will not be the […]

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